RBK Money - why you might need a wallet in RBK and what is remarkable about this RUpay payment system. RBK Money: saying goodbye to payment fees Rbk money personal payment system
SystemRBK Money- a universal tool for individuals, which is a payment platform that operates online and allows payments to be made online. The platform’s capabilities will allow you to accept payments from bank cards, mobile phones, EPS or using online banking.
Payment RBK Money carried out in a short time and with a guarantee of personal data protection. This is possible thanks to the implementation advanced technologies and the developers’ focus on creating a convenient and effective tool for entrepreneurs. The RBC Money system works with 40 thousand retail outlets on the network, and its user base numbers more than six million people.
History of development of RBK Money
The RBC Money service first appeared on the Russian Internet in 2002. The original name of the system was Rupay, but after six years of operation (in 2008), the company became part of the RBC holding. Accordingly, the name also changed. In 2012, RBK Money changed ownership again. Now this function is assigned to the credit structure of NPO EPS LLC.
RBC Money is mistakenly perceived as a banking system. This is wrong. The service does not represent standard banking services, but works with many financial institutions. Field of activity is the territory of the Russian Federation. Payment to RBK Money can only be made by a resident of the Russian Federation. Transactions are made using conventional units.
The functionality that the RBC Money system provides to users directly depends on the amount of information transmitted. Based on this, there are two types of wallets:
- Electronic wallet RBK Money.
- Advanced option.
In the second case, the user receives a number of additional options - a larger limit on replenishing the wallet, a function for returning unspent money, access to a virtual currency exchange service, and others.
Mass payments to RBC Money, how to activate the service, tariffs
One of the service options is making mass payments. This is a payment solution that allows you to make payments to multiple recipients simultaneously. Payment for RBK Money is made according to the following algorithm:
- Downloading technical documentation, studying it and subsequent integration via API.
- The ability to make payments to electronic wallets and bank cards, as well as create payments reports.
How to connect to RBK Money? There are a few steps to take here.:
- Submit an application and wait for approval.
- Draw up an additional agreement.
- Set up the system.
Useful functions of RBK Money
The RBC Money system allows you to solve the following problems:
- Conduct financial transactions online or offline.
- Pay housing and communal services, top up your phone account, transfer funds to your cable operator.
- Keep statistics on payments without having to remember details.
Also the RBK Money system provides a number of additional options. Among them:
- Auto payment- a function that allows you to program the debiting of money from a bank card to make payment for goods. Using this option, you can forget about the need to make timely payments (the system does this work). A special feature of this option is that there is no payment for using the service. The principle is simple. After completing the first transaction, the buyer accepts the terms of the offer and agrees to write off the funds. In this case, the write-off conditions are set independently. As soon as the RBK Money tool makes a debit, confirmation of the transaction is received.
Society, March 27, 14:52
A subsidiary of AFK Sistema submitted documents to register a test for COVID-19 ... System-Biotech" (included in AFK « System") submitted documents to the All-Russian Research and Testing Institute of Medical... Coronavirus. The managing partner told RBC about this AFK « System» Artem Sirazutdinov. “In addition to high sensitivity, the advantage of our systems, which is by far the most...Business, March 19, 06:42
A subsidiary of AFK Sistema has developed a rapid test for coronavirus ...according to the representative AFK, results can be obtained within two hours, and the accuracy of the test is 90–95% " System-Biotech", subsidiary company AFK « System", developed... "daughter" AFK is developing a rapid test that will determine the presence of the virus in a person using saliva in 30 minutes. “Such mobile tests systems It will be possible... as the first stage of the examination. From analogues, according to Sirazutdinov, system differs in greater accuracy and the ability to determine any of the existing options...Business, 04 Mar, 03:01
AFK Sistema and partners invested $41 million in the creator of software for drones ... Venture fund Sistema Venture Capital (Sistema_VC), founded AFK « System", together with a group of investors invested $41 million in a British company...Business, 03 March, 09:33
The CEO of Detsky Mir will change. Vladimir Chirakhov is called a contender for the post of president of AFK Sistema ... building on Lubyanka. In 2009 AFK « System"sold for a symbolic 60 rubles. its development “daughter” “ System-gals", which was engaged in the reconstruction of the central store, and... the president AFK « System", the main owner of the company, Vladimir Yevtushenkov, said: “I don’t know.” When asked whether he is considering Chirakhov’s candidacy for the presidency, “ Systems", Yevtushenkov...Business, 18 Feb, 23:31
The Yevtushenkov Family Foundation and partners will buy German Real hypermarkets ... the Metro concern agreed to sell the network to a group of investors associated with AFK « System» German Metro AG will sell the Real hypermarket chain to a consortium of investors associated..., specializing in European commercial real estate associated with Felix Yevtushenkov and AFK « System» his father, billionaire Vladimir Yevtushenkov (ranked 63rd with...Business, 11 Feb, 20:30
Metro announced an agreement to sell Real to the Yevtushenkov family foundation ... $1.5 billion in the latest ranking of the Russian Forbes) and the holding AFK « System", together with a partner is in exclusive negotiations for the purchase, the company reported..., completion of the transaction will require approval by antitrust and other regulatory authorities in Germany. AFK « System» does not comment on negotiations between the consortium and Metro. According to the terms of commercial... The Yevtushenkov family decided to buy Real hypermarkets. For what Russian billionaire German Metro stores ... 2015 is Felix Yevtushenkov, son of the founder and main shareholder AFK « System» Vladimir Yevtushenkov (in the latest rating of Russian Forbes billionaires he ranks 63... S.A., structure AFK « System", sold 51% of SCP Group. The company and its subsidiaries were excluded from the list of affiliates " Systems" The main owner... Ltd. At the same time, the “ Systems“Less than 50% of SCP Group remain, as follows from the materials of the British company. Representative AFK « System" confirmed to RBC that the corporation... AFK Sistema Yevtushenkova completely withdrew from the capital of MTS Bank ... AFK « System» Vladimir Yevtushenkov completely withdrew from the capital of MTS Bank, 99.7% ... RBC. As a result of the transaction, 4.5% of the bank's shares were transferred from AFK « System» to Mobile TeleSystems B.V., which is controlled by MTS. Package cost... AFK Sistema became Sberbank's partner in purchasing the Gzhel manufacturer ... company, a share in Gzhel was bought by a subsidiary " Systems» Group of Companies “Folk Art Crafts”. Representative AFK « System“RBC explained that the deal was closed today. Purchase... Russia." " AFK « System“is developing this project in collaboration with a financial partner - the company Sberbank Investments,” the message quotes the words of the managing partner “ Systems» Sergei Egorov... AFK Sistema and RCIF sold a stake in Detsky Mir for almost 16 billion rubles. ... rub. After the deal AFK 33.4% remained, the company plans to use the proceeds to reduce its debt burden AFK « System"and the Russian-Chinese investment... " System» plans to use, among other things, to reduce its debt burden (as of June 30, financial liabilities AFK amounted to 222.1 billion rubles). AFK « System... in free float,” the president named the goals of the deal to offer shares AFK « System» Andrey Dubovskov. According to him, these tasks have been completed, the deal has caused... AFK Sistema will sell part of its stake in Detsky Mir to investors ...,” the message quotes the words of the president and chairman of the board of PJSC AFK « System» Andrey Dubovskov. Now AFK « System» owns 52.1% of Detsky Mir, another 14.03... RBC representative AFK « System" He did not disclose the main shareholder's expectations regarding the placement price and investor affiliation. Based on Friday's stock quotes " Systems» and... June 30, 2019 financial obligations AFK amounted to 222.1 billion rubles. That AFK « System"and RCIF are ready to reduce their shares... MTS has finally decided not to leave the American exchange The MTS Board of Directors has finally approved the decision to maintain the listing on the New York Stock Exchange, according to a message from the operator received by RBC. The board also approved the company's new strategy for 2020–2022, which involves creating an ecosystem of new digital products. To do this, the company needs to be able to attract international... RDIF announced the distribution of shares in the united pharmaceutical holding Alium ... the combined holding accounted for 23%, AFK « System“- 26.3%, VTB Bank - 38.5%,” the report notes. At the end of 2018 AFK « System", in the assets of... from RDIF, the Russian-Chinese Investment Fund and Middle Eastern funds. 8 August " System"announced the closing of a deal to purchase a pharmaceutical business from the investment company Marathon... of Sintez products and a 75.1% stake in Biokom CJSC. As reported by " System", "Synthesis" and "Biocom" at the next stage of integration were supposed to enter...Business, 25 Sep 2019, 19:52
The CEO of the subsidiary of AFK Sistema resigned ..., investment and economics. Board of Directors of the defense concern JSC RTI, controlled by AFK « System", granted the request to dismiss General Director Maxim Kuzyuk. This is what it says...Business, 17 Sep 2019, 10:50
Shares of AFK Sistema grew by 7% after the launch of the buy-back program Price of ordinary shares AFK « System" increased to 13.37 thousand rubles. per piece (data on... papers AFK « System" rose to 13.6 thousand rubles. (+9.62%), at a minimum - up to 13.05 thousand rubles. (+4.84%). Stock AFK « System» increased... or the amount of funds allocated for the redemption. Total AFK « System» 9.65 billion common shares. " System" is a holding company operating in several industries,...04 Sep 2019, 16:08
Valery Shantsev headed the board of directors of Aeromax from AFK Sistema ... company for the development of civil unmanned projects "Aeromax" (part of the group AFK « System"). According to information on the company's website, Aeromax collaborated with PJSC Gazprom... AFK Sistema paid almost RUB 12 billion for Marathon's pharmaceutical assets AFK « System"closed a deal to purchase a pharmaceutical business from the investment Marathon Group," the statement said. AFK. The deal was completed through the holding company Sinocom Investments... in early June at the St. Petersburg International Economic Forum. As announced “ System", "Synthesis" and "Biocom" at the next stage of integration will be part of... Etalon agreed to buy out the developer Sistema for ₽14.6 billion ...press service AFK « System" - If negotiations are successfully completed and the deal is concluded, the bulk of the proceeds will be used to pay off the debt AFK « System" Based on the results of the first quarter of this year, financial liabilities AFK « System» amounted to 231.5 billion rubles. Company... Sistema's venture fund invested in the British startup KisanHub ... companies up to 16.3%. Sistema_VC Foundation was founded in 2016 AFK « System", co-investors of the fund are Sberbank and Maginvest, the volume of the fund is 10 billion... Rostec and Sistema have completed the creation of a joint venture in the field of microelectronics State Corporation "Rostec" and AFK « System"Vladimir Evtushenkov completed the creation of a united company in the field of microelectronics LLC "... rub., Lelikov said. Share " Systems"in the joint venture will be 50.01%, Rostec - 49.99%. Rostec and AFK « System"began discussing the merger of assets in... was frozen amid litigation " Systems"with Rosneft. In February of this year, Rostec and AFK entered into a legally binding agreement that provided... Raiffeisenbank and Alfa Bank will buy new offices for their IT specialists ... -Invest" belongs to the development group "Etalon" and AFK « System» Vladimir Evtushenkov. Etalon's largest shareholder is also AFK « System", the corporation owns 25% of the developer. The largest tenants and... meter. This roughly corresponds to last year’s prices, when MTS (controlled AFK « System") bought the Descartes business center as part of Nagatino I-Land for 4 ... The joint venture between Sistema and Rostec was headed by the investment director of AFK ... "Rostec" and AFK « System» in microelectronics - became chief investment director AFK Ilya Ivantsov. The President said this in an interview with Vedomosti. AFK « System» Andrey Dubovskov. "U... "Ruselectronics" ("daughter" of "Rostec") and "RTI Microelectronics" (structure AFK « System"). About the fact that Rostec and AFK « System"they are discussing the merger of assets in microelectronics, it became known in... Yevtushenkov will refuse a partnership with LSR to develop 100 hectares at ZIL. The reason for the “divorce” may be the reform of the construction industry ... Connected with AFK « System“The developer Leader-Invest intends to become the only developer of the southern part of the capital... deal,” its representative Alexander Zilbert responded to RBC’s request. IN AFK « System» forwarded the request to the Etalon group, which now owns 51% of JSC... comments. Who is the buyer and who is the seller? Leader-Invest is associated with AFK « System» Vladimir Yevtushenkov, she directly and indirectly owns 62% of the developer. IN...Business, 14 Mar 2019, 03:18
MTS closed the deal to sell AFK Sistema its stake in Ozon ... handed over AFK through Dega Retail Holding Limited, a subsidiary of MTS. Share " Systems» after closing the deal amounted to 19.3%. That AFK « System» intends to acquire 18.7% of Ozon shares from MTS for RUB 7.9 billion. reported on February 19 of this year. Primary beneficiary AFK « System"Vladimir Yevtushenkov stated in an interview with RBC that AFK « System"and the investment company Baring Vostok intend to increase...Society, 13 March 2019, 18:41
Spanish police found no signs of Spivakovsky's violent death ...her common-law husband. Detained during Operation Oligarch turned out to be a manager AFK « System"In September 2017, the Spanish Civil Guard carried out the operation "Oligarch... was Arnold Spivakovsky, who at that time was the manager AFK « System" In the press service AFK « System"RBC explained that Spivakovsky is an employee of the group - he works...Business, 04 Mar 2019, 10:25
A subsidiary of AFK Sistema acquired a stake in the manufacturer Essentuki ... Russian market for the production of bottled drinking and mineral water Group AFK « System"Vladimir Evtushenkova acquired a 33.3% stake in the company "Aqua Invest", which... March and from the data of the SPARK, LLC database " System Telecom Assets is a subsidiary of the investment holding company AFK « System» Vladimir Evtushenkov - became the owner of a share in 33 ... Unified State Register of Legal Entities. As a representative of “Vedomosti” clarified Systems", Shashkin also has an option to increase his stake in the company. " AFK « System"really assesses prospects and demands...Business, 19 Feb 2019, 20:18
AFK Sistema bought shares of developer Etalon Group for almost $227 million ... the president " Systems“Andrey Dubovskov, his words are quoted in the corporation’s message. MTS will withdraw from the capital of online retailer Ozon and sell its stake AFK « System» The founder... of Sberbank was negotiating the possible sale of a share with AFK « System" The buyer was supposed to be the “daughter” Systems» Leader-Invest. The management company of GC "Etalon" is...Business, 19 Feb 2019, 19:57
MTS will sell AFK Sistema its stake in Ozon ...for almost 8 billion rubles. As a result, the share AFK in the online retailer will exceed 19% AFK « System"acquires 18.7% of the company's shares from MTS... dear": how Ozon is trying to make money on patriotism In turn AFK « System“specifies that payment for the purchase of shares from MTS will be carried out in...,” explained the managing partner AFK Alexey Katkov. Venture fund AFK « System"increased its share in the online retailer Ozon In addition to MTS and " Systems", another major...Business, 19 Feb 2019, 11:38
AFK Sistema will sell a controlling stake in its developer to Etalon ... rub. will buy 51% of the shares of the controlled AFK « System» developer "Leader-Invest". At the same time, interest in acquiring a stake in Etalon AFK « System" will remain, the company said. Founded by the family of businessman Vyacheslav Zarenkov, the development company "Etalon" signed a binding agreement to purchase from AFK « System» Vladimir...Business, 14 Feb 2019, 17:50
Vladimir Yevtushenkov - RBC: “I don’t want to be among those eaten” ... Chairman of the Board of Directors AFK « System» Vladimir Yevtushenkov, in an interview with RBC at a forum in Sochi, told... . And it’s very difficult for business today.” On reducing the debt burden AFK « System"Plan (to reduce the debt burden in 2018 by 70 ...Politics, 05 Feb 2019, 16:24
Yevtushenkov responded to Lithuania’s accusations of collecting data for the Russian army ... new systems launching rockets. Representative AFK « System"Sergei Kopytov told RBC that " AFK « System"is an international public investment company that is engaged exclusively in business." "Subsidiary" AFK « System» bought a stake in the Lithuanian drone operator In August 2017, the Luxembourg structure AFK « System» Sistema Finance S.A... ... The Obolenskoye pharmaceutical plant was transferred to the consortium AFK « System", VTB and the management of the acquired enterprise. The deal should help " System", which already has a production enterprise... Equity. A message about the transaction is posted on the website AFK « System" A consortium in which, in addition to VTB and " Systems» management of FP “Obolenskoye” entered, acquired 95.14... Experts have identified the most active venture investors of the year ... was recognized as an active corporate venture investor at the end of 2018 AFK « System" She made 15 trades. As the Deputy General Director - Investment Director of RVC noted... partner AFK Yevtushenkov commented on plans to sell Detsky Mir ... Main owner AFK « System“Vladimir Yevtushenkov told RBC that negotiations are currently underway... between the directors of RussNeft, Mikhail Gutseriev, as well as his financial group Safmar. AFK « System» owns 52.1% of Detsky Mir shares. Two RBC sources confirmed... the stake. Yevtushenkov also reported that the deal to sell the stake AFK may close in 2018 or early next... AFK Sistema allowed the sale of Detsky Mir until the end of the year ...Package sale deal AFK « System"in "Children's World" may be closed in 2018, he said... an agreement was reached, he did not specify. On the news of the stock deal AFK « System"on the Moscow Exchange as of 15:50 Moscow time increased... rubles, Detsky Mir - by 3.29%, to 92.8 rubles. AFK « System» owns 52.1% of the shares of Detsky Mir. Yevtushenkov said in August... Sberbank became the main owner of the Concept Club clothing chain ... which the company had problems servicing. Previously the controlling shareholder was AFK « System» Sberbank became the owner of 51% in the Cyprus Rangecroft Limited, which owns... the owners changed as part of the settlement of accounts payable, a representative explained to RBC AFK « System» Sergey Kopytov. “The corporation is pleased that... Joint treatment: why AFK and its partners are buying a pharmaceutical plant ... -Chinese investment fund and AFK « System» Vladimir Yevtushenkov are negotiating the acquisition of the pharmaceutical asset of Gazprombank and UFG Private Equity. Target AFK, which initiated it, to increase... production capacities that were idle,” Bespalov recalled. AFK and pharmaceutical business In addition to Binnopharm in the pharmaceutical business area AFK « System» includes other assets. In particular...Among the most frequently used payment services in Russia we can mention RBKMoney - a progressive online platform that allows you to make fast money transfers. Services include transfers to debit and Internet payments, mobile payments. In addition, the RBC network includes thousands of terminals and divisions operating in different regions of Russia. The company works closely with 40,000 online stores, and the total number active users system in 2016 exceeded 6 million people. For maximum functional use RBC will offer a new participant to register a personal wallet.
RBK Money - payment system
The service was registered in the format of a virtual payment platform in 2002 in Ukraine and was originally called RUpay. In 2008, the product became a full member of the RBC holding, as a result of which it received a new name, which is still used today. Currently RBKMoney - payment system, offering users extensive functionality. Possibilities include fast money transfers, payment for goods in online stores, online payments for bills public utilities And mobile communications. In addition, owners of the RBC wallet can freely withdraw from it cash to bank cards.
RBK Money wallet
Registration of a personal electronic wallet on the RBC-money platform opens up even greater opportunities for its owner. Among the main advantages that the RBKMoney wallet has is the ability to pay for purchases online without overpayments, interest-free replenishment, and free withdrawal of the balance to a card or bank account. Registration is also free and takes minimal time. Owners of wallet accounts in the RBC system have access to qualified technical support services operating 24/7.
Payment RBK Money
One of the main functions of the payment platform, which is used daily by tens and hundreds of thousands of users, is payment for goods and services in online stores and other retail outlets. The number of online stores accepting RBKMoney payments has already exceeded 40 thousand. At the same time, the buyer does not need to worry about hidden payments and commissions: when making trading operation Only selected goods or services are paid for, the system commission is 0%. In the event that after settlements there is money left in the RBC account, you can always withdraw it to a bank card.
RBK Money card
Each user of the RBC system has the opportunity to issue a personal plastic card of the international payment system Visa. The RBKMoney card allows you to instantly withdraw funds without commissions - for all financial transactions linked to your personal wallet. Moreover, all other operations are carried out with a minimum commission, which in this case will be much lower than in the case of other credit and banks. Cardholders can freely transfer funds between their own wallet and the card at any convenient time.
Commission RBK Money
In turn, the amount of the RBKMoney commission depends on the type of service and the tariff plan chosen by the user. In particular, within the framework of the “Basic” tariff plan, money transfers individuals are carried out without additional commissions; when transfers are made in favor of the client, 3.9% of the total payment amount is withdrawn. The withdrawal of money from a wallet to a bank account/plastic card and the return of money to the sender of the transfer (payer) are also not subject to commission costs. With a complete list of tariffs valid within various tariff plans, can be found on the official website of the service.
Hello, dear readers of the blog site. Today I want to continue talking about. Next up is the fairly well-known Russian payment system RBK Money, which in terms of turnover and popularity is, of course, inferior to the giants, and, but can be attractive in terms of what it contains There is practically no commission of any kind for using the wallet, for transfers within the system, as well as for depositing and, in some cases, withdrawing funds from your account.
In general, an idealistic picture emerges, which is spoiled only by numerous complaints about the stability of RBK payments. Some users complain about their failure to complete and a very sluggish response, as well as the actions of the technical support service that are practically fruitless.
It turns out that having absorbed all the best that the Runet analogues have, and also becoming in fact the Russian equivalent and (without the problems of withdrawing funds that are inherent in the bourgeois payment system in the post-Soviet space), RBC Money, however, cannot sufficiently provide technical and organizational resources. It's a shame if that's the case. By the way, o are also analogues of our hero, but read about them using the links provided.
RBK Money - operating principles and wallets
Anyway. I have not yet encountered any problems when working with RBC Money, so I won’t talk too much about this payment system. Historically, it appeared quite recently, namely in the summer of 2008. But before that, it had existed since 2002, but under a different brand - RUpay.
Name RUpay came from the first letters of the countries for which it was developed (R - Russia, U - Ukraine, well, the remaining letters mean “payment”). To be honest, I don’t know how successful RUpay’s march across the planet (or at least a sixth of its land area) was, but in 2008 the assets of this company were bought up by RBC, after a while it was renamed and moved to live on new domain www.rbkmoney.ru.
As you can see now, RBK Money no longer has anything to do with Ukraine and this system is intended exclusively for Russians. All transactions in it are carried out exclusively in rubles, which are pegged and secured by RBC Bank rubles. That is, the result was sort of like small-town electronic money from one separate bank.
It is possible that this is precisely why some of their clients have difficulties. However, there is practically no commission in this payment system (you can see them for yourself rates) attracts more and more new clients to it. The second advantage is the ease of working with your RBC Money account. This does not require any special programs— all operations are carried out using a regular browser.
On the other hand, simplicity may result in insufficient security, but I personally don’t really believe in this, because it was the case provided that I used it enough safe program, and not the simplest browser version.
In my opinion, at least some serious protection can only be provided by confirmation of all transactions through cellular telephone, which in the WebMoney system is implemented through, well, or the complete disregard of hackers for insufficiently popular electronic monetary units (when the game is not worth the candle).
At RBK Money, protection is built on using two passwords- one to enter your wallet, and the other to confirm any transactions with the account. Well, plus everything, of course, the channel for working with your wallet is encrypted, and the data of your payment cards that you attach to your wallet is also encrypted.
Just like in PayPal, the login in RBC Money is the mailbox address that you specify during registration. But unlike Paypal, it won’t matter here whether yours is free or not. Mailbox or it implements a domain-specific mail option. The payout limit for you will depend only on what type of wallet you use.
In RBC you can create two types of wallets:
- Not identified - in fact, it differs from the second type of wallet in RBK Money only in smaller amounts that you can transfer at a time (no more than 15,000 rubles), and also in that you will not be able to exchange your rubles for other currencies and will not be able to use it for accepting payments on your website.
- Identified - here you can realize all the possibilities provided by the system. I advise you to look at a comparison of the capabilities of different wallets and draw conclusions about what you need most. To receive a professional wallet, you will need to provide your passport information.
To get a standard wallet, all you need to do is go through registration with RBC Money :
Regular registration form fields. Unless they should be filled in with your real data, in order to avoid further problems with confirming your ownership of the wallet. Here you will be asked to come up with a password for access, and in the second step the registration wizard will also ask you to come up with a payment password, as well as select and enter the answer to the security question (well, just like when you receive a free mailbox):
Go to your mailbox and follow the link from the email you received.
At the next step, you will be given a choice: either vegetate with a standard wallet (which you have almost already received if you followed the link from the letter you received from RBK Money), or become a person and increase the level of your wallet by clicking on the appropriate button.
RBC Money has no commission for depositing or withdrawing money.
If you choose the option to increase your level, you will first have to log in to the site, and only then another three-step wizard will open, in the first step of which you will need to check the box in the right place (even if you are not a Russian citizen, you can still use a professional wallet in RBC, although you will have to perform a number of steps to verify yourself).
If you are a citizen of Russia, then in the second step you will need to enter your passport information, and in the third step you will need to indicate your phone number and residential address.
Also, to finally assign a professional wallet to you, you will need to make a confirmation payment (the amount is chosen randomly, and if you enter it correctly, this will serve as confirmation) to your bank account or to the post office, and then enter the amount of this payment in a special form. payment, which you can find out by phone at the bank, or by receipt at post office(a similar proof of payment card ownership is used in PayPal).
Replenishing your account is possible in different ways, including linking to it bank card. True, just like in PayPal, you will have to verify it, but this is done quite simply by transferring a small amount, the exact value of which will be the subject of verification.
There is no commission for replenishing your account with RBK Money, but this commission may be taken by the second party with whom you deposit funds. For example, when replenishing your account with Yandex Money, you will be charged one and a half percent of the transaction amount:
The whole point of opening a wallet in RBC Money is that with the help of these electronic money You can pay for many different services (cell phone, housing and communal services, etc.), as well as pay in online stores that accept them for payment.
In principle, you can pay in online stores directly with a plastic card, but as in the case of Paypal, an important role here is played by the fact that you do not provide your card details to just anyone, thereby reducing the likelihood of fraudulent activity.
In addition, the absence of a commission for transfers, deposits and withdrawals (not for all withdrawal methods) of funds from RBK Money seems very attractive (a similar situation, by the way, has developed).
Many people use this payment system to withdraw funds from other payment systems, the withdrawal of funds from which is directly difficult, but it is possible to exchange them for RBC Money.
True, there is a caveat that only 10,000 rubles can be withdrawn to an individual’s account without commission, and if this limit is exceeded, a commission will still be charged. But these are already details. By the way, you can not only link a plastic card to your wallet, but also, on the contrary, get an RBK Money Visa card, which in theory should provide you with a number of goodies that encourage you to get one.
Among the security settings, only IP blocking will be available (so that operations with your wallet cannot be carried out from any computer other than yours), which you can configure on this page.
Yes, in addition to working with your wallet through the web interface, you will have the opportunity to install the Rbk Money Mobile program on your cell phone, but I haven’t done this and I can’t tell you about my impressions.
Good luck to you! See you soon on the pages of the blog site
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How to connect
My site is under development and is not available public access, can I activate payment now?
Certainly! To start cooperation, fill out the online form and provide the statutory documents.
Our security staff will review your site if you provide login details. Upon successful verification and after signing the contract, you will be able to open the site immediately and accept payments through the RBK.money system. I just opened entity
, can I start working with RBK.money?
Yes. We have no restrictions on the period of existence of a legal entity.
What needs to be done in order to start accepting payments through RBK.money? To get started, go through online registration (link to the form), download the necessary statutory documents and sign the agreement (possibly online using an electronic signature). You are taking convenient way
integration and set up your account (refund schedule, notifications, etc.). After checking your site and documents, you can start accepting payments.
Are there any restrictions and conditions for starting to work with RBK.money?
I am not a resident of the Russian Federation, can I connect payment on the website? Yes, we work with non-residents of the Russian Federation. With partners all over the world, we can offer you the most profitable terms
depending on your location.
Submit your application and our staff will contact you.
I don't have a technician, how can I integrate?
We have a wide selection of payment plugins for various CMS. The full list is here. If your CMS module is not on the list, please write to us and we will try to quickly develop it.
Working with the service
What cards and currencies can I accept?
We accept cards from leading payment systems VISA, MasterCard, Visa Electron, MIR, JCB, American Express, Diners Club. Thus, you will be able to accept cards issued by any bank in any country for payment. The debit from the card can be in rubles, euros, dollars. Does your service meet the requirements of Federal Law 54?- composition of the check - our platform contacts partners (online cash register providers) and fiscalizes the payment. To comply with the law, you must have an agreement with the OFD and the cash register provider. If you do not have an online cash register, we will help you connect by providing instructions and contacts of our partners so that you can connect an online cash register in one day.
I have my own cash register that meets the requirements of Federal Law 54. Can I just accept bank cards for payment?
Yes, you can take over the service of fiscalization of payments entirely; we will accept payments and transfer only information about payments to your system.
What payment options do you have?
Payment by bank cards, cash payment via Euroset, QIWI wallet.
Our system provides the ability to generate payment links that you can send to email to the client. You can also send a payment link using instant messengers and messages on social networks.
How can I make a refund to my client?
All refunds (full and partial) can be made in your personal account or using API requests, depending on the method of integration with RBK.money.
What should I do if I receive a request to contest a payment?
When a claim is received, it is required to confirm the fact of provision of service/delivery of goods to the payer.
- In the case of physical delivery of goods, a scanned copy of the receipt is sufficient. In the case of the provision of services, the following is required:
- Terms of use
- / offer, which reveals the very concept of the service and when it is considered provided;
screenshots from your personal account, where you can see the fact that funds have been credited to the user, access to paid resources, and movements on his account. A more precise set of document requirements depends on the specifics of your business. How to add
new way (method) of payment into your payment form? By default, all options will be available on your payment form.
possible ways
Instructions for connecting regular payments (recurring) can be found in our documentation -. Such payments can only be activated for bank cards.
What notifications will I receive from RBK.money?
What integration methods are available?
We support the most different ways integrations.
Starting from ready-made modules for CMS and serverless integrations, ending with a full connection of your website with the platform and deep customization of the payment form. We will be happy to answer any questions you may have by email.
Safety
How secure is the RBK.money payment service? All settlement operations on the RBK.money platform are performed using SSL encryption (key length - 128 bits - the maximum allowed by Russian legislation). Resistance to communication failures is ensured at the system level. The system database does not have direct access to the Internet, and the servers are under 24-hour physical security and video surveillance. Every year we undergo an audit for compliance with the PCI DSS standard (a standard developed by international payment systems for making payments by bank cards). Detailed description
Read about security and anti-fraud technologies in the Security section.
How safe is it to enter bank card details into RBK.money payment forms? Is this information available to anyone other than me and the processing center? Payment service RBK.money complies with the security standard PCI data DSS, which means that bank card data is reliably protected. The PCI DSS standard is designed to ensure the security of processing, storing and transmitting data about payment card holders in the information systems of companies working with international payment Visa systems
How can I be sure that you will not share my personal information with anyone?
All personal information is collected and stored in accordance with the requirements of Federal Law No. 152-FZ “On Personal Data” dated July 27, 2006. No personal information is transferred to third parties.
How can I protect my website from scammers?
RBK.money has a modern multi-stage fraud monitoring system based on 15 years of payment analysis. Thus, fraudulent transactions will be blocked, and “good” payments will go through.
I forgot my password. What should I do?
You can recover your password at any time. To change your login password, you need to click on the “Forgot your password?” link, which is located under the login and password entry fields. Next, you will be asked to enter your login (email). Within a few minutes, the system will send you an email with a link, following which you will be taken to the page for setting a new password.
I want to change my login password. What do I need to do?
To change your password, log into your personal account on the system website and go to the “Settings” section. Next, click on the “Change login password” button. Enter your current password, then enter twice New Password and click on the “Change” button.
